For Richer, Not Poorer: The Money Book for Couples

Description

Money matters are some of the most difficult areas for spouses to approach in an open and honest way. They are also some of the leading causes of breakups and divorces. This innovative, life-changing book will forever improve readers' relationship as a couple by teaching them budgeting and money-management techniques that will last a lifetime. Whether readers have been together for many years, a few years or are just starting out, this book will show them how to permanently resolve all their money issues. Its unique approach does not offer a quick fix, but, rather, an evolutionary process that will teach readers how to make their money life work in a way that fosters a strong, committed, lifelong partnership. Readers will learn how to work together in a financial partnership focused on budget and cash flow. Even as their life as a couple changes and the numbers in their budget fluctuate, readers will be able to effectively employ the methods, strategies and skills they learn in this book for a lifetime. This book identifies the three communication responses couples use that do not work to create a long-term financial partnership, the four cornerstones of a healthy money partnership, the two absolute rules of budgeting, the three negative consequences that result from living without defined couple goals and what your mutual values are. It provides a step-by-step structure for developing a workable budget that both members of the couple are committed to emotionally and intellectually. In addition, readers will find this book readily accessible and easy to read. It presents case studies from the author's consultation practice, along with examples and step-by-step practical instructions that all readers will be able to use in their day-to-day life as a couple. The case studies will encourage readers and help them see that they are not alone; the concise, easy-to-use information will show them why thousands of couples have benefited-- and continue to benefit-- from the author's unique approach to money management for couples.

RUTH L. HAYDEN is a nationally recognized educator and author based out of St. Paul, Minnesota. For the past sixteen years, she has been president of Ruth L. Hayden and Associates, her own successful consulting business, and is a member of the Association for Financial Counseling and Planning Education. Her 1993 Minnesota Book-award-nominated book How to Turn Your Money Life Around is based on "Women and Money," a series of well-known classes which she has taught for twelve years. She has been quoted in numerous national periodicals including Money, Reader's Digest, Mademoiselle, Working Woman, Marriage Magazine, New York Newsday, Woman's Day, Ladies' Home Journal and Time. In addition to numerous radio guest appearances nationwide, she is a frequent commentator on Public Radio International's "Sound Money." She is also one of the experts for the new PBS series Right on the Money.