Real Life Money: How to Find Financial Freedom when You ve Got Other Sh*t to Worry About

Description

Money does not only exist in our wallets and bank accounts, but is woven into every fibre of our lives, dictating where we live, how many children we have, and how well we sleep at night. Real Life Money is a holistic approach to personal finance that addresses the deeper causes of debt and financial difficulties. Part memoir, part guide, Real Life Money takes the reader on a journey that can be adapted to their own pace and circumstances. It will cover everything from how to negotiate repayment terms with creditors and setting realistic budgets without punishing yourself, to dealing with money anxiety. The goal is not to get rich overnight, or to pay off debt at the expense of all of life's pleasures, but rather to gain an understanding of why we feel the way we do about money, and how we can use that to change our mindset and our finances for good.

When the author reached what seemed like a breaking point in her relationship with money in spring 2019, she turned to Instagram to make herself accountable, posting anonymously about her journey out of debt as @myfrugalyear. She immediately struck a chord, and in just six months found a following of 24k people, her posts offering advice and solidarity to a growing community of people in a similar situation. A new voice on the finance scene, the anonymous (for now) author has already been sought out by the Telegraph, Huffington Post, Grazia and Hello! Magazine to give her opinion on topics relating to debt, money and the challenges facing millennials. The author is a working mother of two, and lives with her husband and children in Bath.